401k vs IRA: How To Decide Which Is Right For You?

By Louise D. Allen

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When it comes to choosing between a retirement account sponsored by your employer, and one that is a self-directing type of savings account like an IRA, the perfect answer would be to choose both. This would ensure that you have all of the retirement savings that you will need to live comfortably. But unfortunately, maxing out both of these retirement options is not an option.

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